Captive insurance was once thought of as only a risk management strategy for Fortune 500 companies.
http://www.primerus.com/business-law-articles/captive-insurance-no-longer-just-a-planning-strategy-for-the-big-boys-01162014.htm
http://www.primerus.com/business-law-articles/captive-insurance-no-longer-just-a-planning-strategy-for-the-big-boys-01162014.htm